Diwakar moved to the Bay Area 5 years ago, and has attended the San Jose Bogleheads group since then semi regularly. He first came upon the Bogleheads internet group after learning about index investing after many frustrating years with a Merrill broker. His wife and 9 year old daughter have embraced the Valley after a lifetime in Texas. If anyone wants to go backpacking into the Santa Cruz mountains, let him know!