Our next meeting will be July 15 at 7pm: Principles for Successful Investing.

Pundits proclaim that we’re in uncharted investment territory and that “it’s different this time.” We beg to differ. People still aspire to improve their financial lives, educate their children, enjoy certain luxuries, and strive toward financial independence. In doing so, they face behavioral challenges that are not different this time.

So, if you’re just getting a start as a new investor, this is a great opportunity to immerse yourself in the time-tested approaches that lead to successful investing. If you’re an experienced investor, this could be the perfect moment to refresh, reset, and upgrade your understanding of what it takes to invest successfully.

The format will be a short introduction followed by guided opportunities to interact with other Members on the Principles. Material has been drawn from far and wide, so it includes Boglehead stuff as well as gems from other sources.

All are welcome. No RSVPs are needed. You need not be a Vanguard client to attend. There is no fee, so your generous voluntary donations are used to provide water and healthy snacks.

We meet at Merrill Gardens in Campbell. Here’s the information about parking and facility use. Note the new check-in process at Merrill Gardens:

A new, touchpad check-in process has been installed. Everyone must check-in. One of us from the Leadership Team will be at the front desk to help you. So, maybe come a few minutes early, OK?

Our meeting notices are posted here, on the Bogleheads forum, and in our email list. For more discussion, join our email list.

We will not meet in August.

Our meetings in 2019:

June 10, 2019: An Experiment in Dividend Investing.

Jim Cosgrove‘s meeting notes

May 13, 2019: Working with a Financial Planner.

Harry Sit‘s meeting notes

April 22, 2019: What we learned about taxes this year.

Barbara Briseno spoke about tax tools and tax preparation.
Alan Baker spoke about tax law changes, gifts, and charitable donations.

March 11, 2019: Diversification, Asset Allocation, and Rebalancing

Thomas Wang’s bio and notes on diversification
Alan Baker’s bio and notes on asset allocation
Yateendra Kulkarni’s bio and notes on rebalancing
Moderator Jim Cosgrove’s bio

February 11, 2019: International Investing

Arun Koparkar’s slides are here.

January 10, 2019: Planning for Health Care Costs.

Handouts plus Questions and Answers

Jeanne Texeira: Medicare
Amit Jain: Health Care Overview
Harry Sit: Healthcare Without an Employer (Before Medicare)
Jim Cosgrove: Household Healthcare Costs
Siva Uppalapati: Worst Case Scenario
Questions and responses from the panel

Our panel was moderated by Jean Sloan. Our panelists were:

Jeanne Texeira recently retired and focused on Medicare.
Amit Jain has researched why insurance costs are so opaque.
Harry Sit has written several pertinent posts on his widely-read finance blog. He covered how to select a “non-group” plan at pre-Medicare age, the choices, costs, and how to use ACA coverage.
Jim Cosgrove shared real data on post-retirement costs over two decades, a rare opportunity to get a view of the actual trends in costs.
Siva Uppalapati outlined the worst-case scenario for health insurance costs.

Our meetings in 2018:
- - January 30 at 7:00 PM at the Saratoga Library. Alan Baker presents Avoiding Fraud and Identity Theft by Securing Your Digital Assets
  - February 17 at 11:30 AM at Harry’s Hofbrau. Roundtable discussion following up on January’s topic. There’s more info on the Bogleheads forum.
  - March 12 at 7:00 PM at the Saratoga Library. The topic is Achieving Early Retirement Through Financial independence. More detailed information can be found on the Bogleads forum. Topics include:
    - Living below your means
    - How to access retirement funds early without paying penalties
    - Why a very long retirement (50+ years) doesn’t require much more money than a 20-30 year retirement
    - Healthcare planning`
  - April 19 at 7:00 at Merrill Gardens in Campbell. Panelists Rick Huang, Greg Dietrich, and Thomas Wang opined on: How are you preparing for the next bear market? The meeting notes are here.
  - May 10 at 7:00 at Merrill Gardens in Campbell–an Investors’ Roundtable panel and Q&A. The meeting notes are here.
  - June 14 at 7:00. The speaker was Maureen O’Connell, JD on What You Need to Know About Estate Planning
  - July 16 at 7:00. TWO topics: Wild Cards and Black Swans: What are they and how to prepare – by Arun Koparkar AND Treasury Securities by Jim Cosgrove. Jim’s presentation is here.
  - September 20 at 7:00. Jim Cosgrove presented Creating Your Financial Wellness Checklist.
  - November 12 at 7:00. Steve Yang led a review and discussion of Ray Dalio’s book, “Principles for Navigating Big Debt Crises”. Steve’s review is here. The book is available as a free download here.

Our meetings in 2015 – 2017 are here.

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